Private customers
Enjoy financial freedom with your no-fee Mastercard Gold
No annual fee
No FX fees
No cash withdrawal fees
Complementary travel insurance
Flexible payments plans
Superfast digital enrolment
Mobile and contactless payment
No need to change banks
Apply for the Mastercard Gold in your country
Your card. Your app. Anytime, anywhere.
Manage your credit card account 24/7 with the free Advanzia mobile App
Faster checkouts. Smarter payments.
Enjoy a range of smartphone and smartwatch payment options on the go
Get approved in minutes with our real-time, fully digital application process
Fill out form
Complete your personal information
Fast and easy ID process
Verify your identity online with your ID and a live photo
Electronically sign the contract
Paperless process delivers your card to your wallet fast
Frequently asked questions
Here are some of the most common questions about our Mastercard Gold credit cards. For more details, check the full FAQs for your country below.
Yes – there are no annual fees, no foreign exchange fees, and no charges for cash withdrawals. You also have the flexibility to repay your balance in full each month or in instalments. If you choose the instalment option, interest will apply to the outstanding balance.
No. You can keep using your existing bank account – your Advanzia credit card works alongside it.
You’ll receive a monthly invoice by email. You can repay in full or opt for flexible instalments.
You can block your card instantly via the Advanzia app or your customer portal.
Yes – complimentary travel insurance is included when using the card for travel-related purchases. Coverage varies by market, so check local terms.
Save smart with the Advanzia deposit account
Enjoy attractive interest rates and full flexibility with our free savings account – no hidden fees, no lock-in periods.
*Please consult our interest conditions.
We’re always making banking better for our customers – here’s proof
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