Business partners

Business partners

Cards-as-a-Service: Co-branded credit cards

Seamlessly enter the international credit card market with Advanzia’s bespoke loyalty solutions

Seamlessly enter the international credit card market with Advanzia’s bespoke loyalty solutions

Amplify brand awareness to the top of the wallet Gain a competitive advantage and enrich your product offeringHarness the fastest, most cost-effective route to market Partner with Advanzia’s decades of unrivalled experience

The CaaS provider of choice across Europe

We design, launch and manage white-label loyalty card programmes tailored to your needs, jurisdictions and client base.

From concept to card – built around your brand

Drive loyalty with tailored reward programmes that offer points, perks and real value to your customers.

Enjoy borderless brand visibility with global contactless payments and zero foreign exchange fees.

Support your cardholders’ evolving needs with secure two-factor authentication and flexible financing options.

Deliver a seamless digital experience with mobile app integration, digital wallet and fully online onboarding.

Unlock new revenue streams and scale your credit card programme across multiple markets.

Customer loyalty, powered by Advanzia

Customer loyalty, powered by Advanzia

End-to-end programme management with full credit and fraud risk coverage Launch your premium credit card in just weeksFast, seamless application process – from sign-up to wallet One dedicated account management team for all of Europe24/7 multilingual customer service in seven languages

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1

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What our business partners say

The partnership with Advanzia Bank allows us to offer our customers an optimal combination between a personal BonKredit loan, and a flexible financial reserve with the BonKredit Mastercard GOLD. In addition, Advanzia consistently supports us with campaigns that benefit both new as well as existing customers.
Rudi Egger
Rudi Egger
Bonkredit
Through our partnership with Advanzia, our customers have found the ideal travel companion – the Mastercard GOLD. From journeys abroad to relaxing at their holiday destination, the Mastercard GOLD offers valuable benefits, including free worldwide cash withdrawals.
Hans-Peter Buniat
Hans-Peter Buniat
CEO, Invia Flights Germany GmbH
From design to launch, Advanzia's guidance along every step of our co-branded card programme was invaluable. The result is the joe24 and willweg Mastercard Gold, which reflect our customers’ on-the-go lifestyles through attractive travel benefits. Advanzia’s flexible service also allows us to quickly adapt to the shifting technologies, strategies and customer demand of today’s travel industry.
Günther Gross
Günther Gross
Managing Director Joe24 ReiseGmbH
The Miles & More Mastercard Gold issued by Advanzia Bank is not just a credit card, but it increases the added value of our loyalty programme with Miles & More and Lufthansa in Italy, which is one of our most relevant markets. The card gives our customers a more valuable brand experience thanks to great benefits, such as a welcome bonus, comprehensive travel insurance and the possibility to earn award miles. Furthermore, our Italian cardholders benefit from additional exclusive advantages such as no ATM fee and no foreign exchange fee.
Armin Czapla
Armin Czapla
Head of Financial Services & Innovations, Miles & More GmbH
The Krombacher Mastercard Gold card is an exclusive benefit for our members within the œKrombacher Freunde community. Thanks to our partnership with Advanzia, we have strengthened our customer loyalty strategy and extended the Krombacher brand experience with a convenient payment method that offers gold status advantages.
Peter Latz
Peter Latz
Head of Marketing Krombacher GmbH & Co. KG
Together with Advanzia, we developed an exciting product for our customers that offers great advantages, such as contactless payment and an attractive bonus programme. We are pleased to have found a strong partner in Advanzia Bank.
Erwin Reisinger
Erwin Reisinger
eCommerce, EXPERT Austria e.Gen
We are very pleased to have found a reliable partner in Advanzia Bank for our energis Mastercard GOLD. The credit card is part of a comprehensive loyalty programme that we have developed for our customers. With every euro spent on the card, our customers save on their electricity bill. Advanzia handles the processing, calculates the savings for each customer and lists the savings on their monthly credit card bill.
Chiara Götten
Chiara Götten
Product Manager Telekommunikation, Energis GmbH
The partnership with Advanzia Bank allows us to offer our customers an optimal combination between a personal BonKredit loan, and a flexible financial reserve with the BonKredit Mastercard GOLD. In addition, Advanzia consistently supports us with campaigns that benefit both new as well as existing customers.
Rudi Egger
Rudi Egger
Bonkredit
Through our partnership with Advanzia, our customers have found the ideal travel companion – the Mastercard GOLD. From journeys abroad to relaxing at their holiday destination, the Mastercard GOLD offers valuable benefits, including free worldwide cash withdrawals.
Hans-Peter Buniat
Hans-Peter Buniat
CEO, Invia Flights Germany GmbH
From design to launch, Advanzia's guidance along every step of our co-branded card programme was invaluable. The result is the joe24 and willweg Mastercard Gold, which reflect our customers’ on-the-go lifestyles through attractive travel benefits. Advanzia’s flexible service also allows us to quickly adapt to the shifting technologies, strategies and customer demand of today’s travel industry.
Günther Gross
Günther Gross
Managing Director Joe24 ReiseGmbH
The Miles & More Mastercard Gold issued by Advanzia Bank is not just a credit card, but it increases the added value of our loyalty programme with Miles & More and Lufthansa in Italy, which is one of our most relevant markets. The card gives our customers a more valuable brand experience thanks to great benefits, such as a welcome bonus, comprehensive travel insurance and the possibility to earn award miles. Furthermore, our Italian cardholders benefit from additional exclusive advantages such as no ATM fee and no foreign exchange fee.
Armin Czapla
Armin Czapla
Head of Financial Services & Innovations, Miles & More GmbH
The Krombacher Mastercard Gold card is an exclusive benefit for our members within the œKrombacher Freunde community. Thanks to our partnership with Advanzia, we have strengthened our customer loyalty strategy and extended the Krombacher brand experience with a convenient payment method that offers gold status advantages.
Peter Latz
Peter Latz
Head of Marketing Krombacher GmbH & Co. KG
Together with Advanzia, we developed an exciting product for our customers that offers great advantages, such as contactless payment and an attractive bonus programme. We are pleased to have found a strong partner in Advanzia Bank.
Erwin Reisinger
Erwin Reisinger
eCommerce, EXPERT Austria e.Gen
We are very pleased to have found a reliable partner in Advanzia Bank for our energis Mastercard GOLD. The credit card is part of a comprehensive loyalty programme that we have developed for our customers. With every euro spent on the card, our customers save on their electricity bill. Advanzia handles the processing, calculates the savings for each customer and lists the savings on their monthly credit card bill.
Chiara Götten
Chiara Götten
Product Manager Telekommunikation, Energis GmbH
The partnership with Advanzia Bank allows us to offer our customers an optimal combination between a personal BonKredit loan, and a flexible financial reserve with the BonKredit Mastercard GOLD. In addition, Advanzia consistently supports us with campaigns that benefit both new as well as existing customers.
Rudi Egger
Rudi Egger
Bonkredit
Through our partnership with Advanzia, our customers have found the ideal travel companion – the Mastercard GOLD. From journeys abroad to relaxing at their holiday destination, the Mastercard GOLD offers valuable benefits, including free worldwide cash withdrawals.
Hans-Peter Buniat
Hans-Peter Buniat
CEO, Invia Flights Germany GmbH
From design to launch, Advanzia's guidance along every step of our co-branded card programme was invaluable. The result is the joe24 and willweg Mastercard Gold, which reflect our customers’ on-the-go lifestyles through attractive travel benefits. Advanzia’s flexible service also allows us to quickly adapt to the shifting technologies, strategies and customer demand of today’s travel industry.
Günther Gross
Günther Gross
Managing Director Joe24 ReiseGmbH
The Miles & More Mastercard Gold issued by Advanzia Bank is not just a credit card, but it increases the added value of our loyalty programme with Miles & More and Lufthansa in Italy, which is one of our most relevant markets. The card gives our customers a more valuable brand experience thanks to great benefits, such as a welcome bonus, comprehensive travel insurance and the possibility to earn award miles. Furthermore, our Italian cardholders benefit from additional exclusive advantages such as no ATM fee and no foreign exchange fee.
Armin Czapla
Armin Czapla
Head of Financial Services & Innovations, Miles & More GmbH
The Krombacher Mastercard Gold card is an exclusive benefit for our members within the œKrombacher Freunde community. Thanks to our partnership with Advanzia, we have strengthened our customer loyalty strategy and extended the Krombacher brand experience with a convenient payment method that offers gold status advantages.
Peter Latz
Peter Latz
Head of Marketing Krombacher GmbH & Co. KG
Together with Advanzia, we developed an exciting product for our customers that offers great advantages, such as contactless payment and an attractive bonus programme. We are pleased to have found a strong partner in Advanzia Bank.
Erwin Reisinger
Erwin Reisinger
eCommerce, EXPERT Austria e.Gen
We are very pleased to have found a reliable partner in Advanzia Bank for our energis Mastercard GOLD. The credit card is part of a comprehensive loyalty programme that we have developed for our customers. With every euro spent on the card, our customers save on their electricity bill. Advanzia handles the processing, calculates the savings for each customer and lists the savings on their monthly credit card bill.
Chiara Götten
Chiara Götten
Product Manager Telekommunikation, Energis GmbH
The partnership with Advanzia Bank allows us to offer our customers an optimal combination between a personal BonKredit loan, and a flexible financial reserve with the BonKredit Mastercard GOLD. In addition, Advanzia consistently supports us with campaigns that benefit both new as well as existing customers.
Rudi Egger
Rudi Egger
Bonkredit
Through our partnership with Advanzia, our customers have found the ideal travel companion – the Mastercard GOLD. From journeys abroad to relaxing at their holiday destination, the Mastercard GOLD offers valuable benefits, including free worldwide cash withdrawals.
Hans-Peter Buniat
Hans-Peter Buniat
CEO, Invia Flights Germany GmbH
From design to launch, Advanzia's guidance along every step of our co-branded card programme was invaluable. The result is the joe24 and willweg Mastercard Gold, which reflect our customers’ on-the-go lifestyles through attractive travel benefits. Advanzia’s flexible service also allows us to quickly adapt to the shifting technologies, strategies and customer demand of today’s travel industry.
Günther Gross
Günther Gross
Managing Director Joe24 ReiseGmbH
The Miles & More Mastercard Gold issued by Advanzia Bank is not just a credit card, but it increases the added value of our loyalty programme with Miles & More and Lufthansa in Italy, which is one of our most relevant markets. The card gives our customers a more valuable brand experience thanks to great benefits, such as a welcome bonus, comprehensive travel insurance and the possibility to earn award miles. Furthermore, our Italian cardholders benefit from additional exclusive advantages such as no ATM fee and no foreign exchange fee.
Armin Czapla
Armin Czapla
Head of Financial Services & Innovations, Miles & More GmbH
The Krombacher Mastercard Gold card is an exclusive benefit for our members within the œKrombacher Freunde community. Thanks to our partnership with Advanzia, we have strengthened our customer loyalty strategy and extended the Krombacher brand experience with a convenient payment method that offers gold status advantages.
Peter Latz
Peter Latz
Head of Marketing Krombacher GmbH & Co. KG
Together with Advanzia, we developed an exciting product for our customers that offers great advantages, such as contactless payment and an attractive bonus programme. We are pleased to have found a strong partner in Advanzia Bank.
Erwin Reisinger
Erwin Reisinger
eCommerce, EXPERT Austria e.Gen
We are very pleased to have found a reliable partner in Advanzia Bank for our energis Mastercard GOLD. The credit card is part of a comprehensive loyalty programme that we have developed for our customers. With every euro spent on the card, our customers save on their electricity bill. Advanzia handles the processing, calculates the savings for each customer and lists the savings on their monthly credit card bill.
Chiara Götten
Chiara Götten
Product Manager Telekommunikation, Energis GmbH

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